Arizona Obamacare 2027: Deadlines, Medicaid and Help

In Arizona, you sign up for 2027 coverage at HealthCare.gov from November 1, 2026 to January 15, 2027. Pick a plan by December 15 for coverage that starts January 1. Arizona expanded Medicaid, so adults 19 to 64 qualify with income up to 138% of the poverty line.

When is open enrollment in Arizona for 2027?

In Arizona, you sign up for 2027 coverage at HealthCare.gov, the federal Marketplace.

Date What happens
Nov. 1, 2026 2027 open enrollment starts
Dec. 15, 2026 Last day to pick a plan that starts Jan. 1, 2027
Jan. 15, 2027 Open enrollment ends

Plans picked from Dec. 16 to Jan. 15 start Feb. 1, 2027. Coverage Decider checked these dates against HealthCare.gov and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.

Who qualifies for Medicaid in Arizona?

Arizona expanded Medicaid. Adults 19 to 64 qualify with income up to 138% of the federal poverty level: $22,025 a year for one person or $45,540 for a family of four, using the 2026 guidelines.

Group Income limit, share of the poverty line (KFF, January 2026)
Adults 19 to 64 138%
Children, through Medicaid or CHIP 230%
Pregnancy 161%

Does Arizona have Medicaid work requirements in 2027?

Yes. Starting Jan. 1, 2027, adults 19 to 64 covered through Arizona’s Medicaid expansion must show 80 hours a month of work, school, job training or volunteering, or show they’re exempt, under the 2025 federal budget law (P.L. 119-21).

Medicaid work requirements in 2027 covers who’s exempt and how reporting works.

What will 2027 plans cost in Arizona?

Coverage Decider’s calculator estimates your 2027 tax credit and ranks Arizona’s HealthCare.gov plans by your likely yearly cost. Until CMS posts 2027 prices, it shows what you qualify for and the most you’d pay for a benchmark plan.

Where can you get free help enrolling in Arizona?

Trained assisters and Navigators help Arizona residents apply for free. Find one near you on HealthCare.gov’s local help page.

Frequently asked questions

When is the deadline to sign up for Obamacare in Arizona for 2027?

Open enrollment in Arizona runs from November 1, 2026 to January 15, 2027 at HealthCare.gov. Pick a plan by December 15, 2026 for coverage that starts January 1, 2027.

Can a single adult get Medicaid in Arizona in 2027?

Yes, with income up to 138% of the federal poverty level, which is $22,025 a year for one person in 2026. Starting January 1, 2027, most adults in the expansion group must also meet the federal work requirement, or show they're exempt.

Is there a penalty for not having health insurance in Arizona?

No. There's no federal penalty for going without coverage, and Arizona doesn't charge one either.

References

ACA glossary · All resources