Resources

Open enrollment, tax credits, Medicaid and choosing a plan, checked against the federal rules.

Your state: 2027 rules by state

• October 28, 2026 · Who qualifies

  Turning 65 on a Marketplace Plan in 2027

  Turning 65 on a Marketplace plan in 2027: the tax credit ends once you can get premium-free Part A. See when to sign up for Medicare and end your plan.

• October 27, 2026 · Open enrollment

  Special Enrollment Period 2027: Who Qualifies

  Special Enrollment Period 2027: which life events let you get a Marketplace plan after January 15, how long each window lasts, and what changed for 2027.

• October 26, 2026 · Job coverage

  COBRA vs. Marketplace 2027: Which Costs Less

  COBRA vs. Marketplace for 2027: COBRA costs up to 102% of the plan with no tax credit. See the 60-day window and when you can switch to a plan.

• October 25, 2026 · Choosing a plan

  Catastrophic Plans in 2027: Who Qualifies

  Catastrophic plans in 2027: who qualifies under 30 or with an exemption, the 8.50% affordability test, the $12,000 deductible and the stayed income route.

• October 24, 2026 · Tax credits

  What Counts as Income for the ACA in 2027

  What counts as income for the ACA in 2027: the MAGI formula, what to add to AGI, what to leave out, and why the new tips and overtime deductions don't count.

• October 22, 2026 · Tax credits

  Premium Tax Credit Repayment in 2027: No Cap

  Premium tax credit repayment has no cap from tax year 2026 on. If income beats your estimate, you repay every extra dollar. How it works and how to avoid it.

• October 21, 2026 · Who qualifies

  2027 Federal Poverty Level Chart for the ACA

  The poverty levels behind 2027 ACA tax credits: $15,960 for one person, $33,000 for four. The 100%, 138%, 150%, 250% and 400% lines in dollars, by household.

• October 21, 2026 · Who qualifies

  ACA Subsidies for Immigrants in 2027

  From Jan. 1, 2027, ACA tax credits go only to citizens, green card holders, Cuban and Haitian entrants and COFA migrants. Who loses them and what to do.

• October 21, 2026 · Tax credits

  2027 ACA Subsidy Cliff: No Credit Over 400%

  The ACA subsidy cliff is back for 2027: no tax credit above 400% of the poverty line, $63,840 for one person. Where your line is, what it costs, what counts.

• October 21, 2026 · Choosing a plan

  Cost-Sharing Reductions 2027: Who Qualifies

  Cost-sharing reductions cut 2027 silver plan deductibles at incomes up to 250% of the poverty line. Who qualifies, 2027 limits and when silver beats bronze.

• October 21, 2026 · Job coverage

  2027 Job Plan Affordability: the 10.22% Test

  A job's health plan is affordable in 2027 if the employee pays 10.22% of household income or less for self-only coverage. How the test and family rule work.

• October 21, 2026 · The coverage gap

  Medicaid Coverage Gap in 2027: Who's Left Out

  The Medicaid coverage gap leaves adults under the poverty line in 8 states with no Medicaid and no tax credit in 2027. Who's in it, exceptions and options.

• October 21, 2026 · Medicaid and CHIP

  Medicaid Income Limits by State

  Medicaid income limits for adults and children in all 50 states and DC, as a share of the poverty line and in dollars, plus 2027 work requirement dates.

• October 21, 2026 · Medicaid and CHIP

  Medicaid Work Requirements in 2027: 80 Hours

  Medicaid work requirements start by Jan. 1, 2027: who must show 80 hours a month, who's exempt, start dates by state and why it can cost the tax credit.

• October 17, 2026 · Open enrollment

  2027 Open Enrollment Dates: When to Sign Up

  HealthCare.gov open enrollment for 2027 runs Nov. 1, 2026 to Jan. 15, 2027. Pick a plan by Dec. 15 for Jan. 1 coverage. State deadlines and what changed.