Colorado Obamacare 2027: Deadlines, Medicaid and Help

In Colorado, you sign up for 2027 coverage at Connect for Health Colorado from November 1, 2026 to January 15, 2027. Pick a plan by December 15 for coverage that starts January 1. Colorado expanded Medicaid, so adults 19 to 64 qualify with income up to 138% of the poverty line.

When is open enrollment in Colorado for 2027?

In Colorado, you sign up for 2027 coverage at Connect for Health Colorado, the state’s own Marketplace, not HealthCare.gov.

Date What happens
Nov. 1, 2026 2027 open enrollment starts
Dec. 15, 2026 Last day to pick a plan that starts Jan. 1, 2027
Jan. 15, 2027 Open enrollment ends

Plans picked from Dec. 16 to Jan. 15 start Feb. 1, 2027. Coverage Decider checked these dates against Connect for Health Colorado and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.

Who qualifies for Medicaid in Colorado?

Colorado expanded Medicaid. Adults 19 to 64 qualify with income up to 138% of the federal poverty level: $22,025 a year for one person or $45,540 for a family of four, using the 2026 guidelines.

Group Income limit, share of the poverty line (KFF, January 2026)
Adults 19 to 64 138%
Children, through Medicaid or CHIP 265%
Pregnancy 265%

Does Colorado have Medicaid work requirements in 2027?

Yes. Starting Jan. 1, 2027, adults 19 to 64 covered through Colorado’s Medicaid expansion must show 80 hours a month of work, school, job training or volunteering, or show they’re exempt, under the 2025 federal budget law (P.L. 119-21).

Medicaid work requirements in 2027 covers who’s exempt and how reporting works.

Does Colorado help pay for coverage beyond the federal tax credit?

Yes. Colorado Premium Assistance lowers premiums after the federal tax credit for incomes from 100% to 400% of the poverty line, through Connect for Health Colorado. A 2026 state law, SB 26-178, keeps it for 2027, but sources disagreed on the 2027 dollar amounts as of Oct. 15, 2026. OmniSalud covers some residents who can’t use Connect for Health Colorado because of their immigration status.

What will 2027 plans cost in Colorado?

Compare 2027 plans and prices for Colorado at Connect for Health Colorado. Above 400% of the poverty line there’s no federal tax credit in 2027: the 2027 subsidy cliff shows where it ends for your household size.

Where can you get free help enrolling in Colorado?

Connect for Health Colorado, like every ACA Marketplace, funds free Navigators who help Colorado residents apply. Find one through Connect for Health Colorado.

Frequently asked questions

When is the deadline to sign up for Obamacare in Colorado for 2027?

Open enrollment in Colorado runs from November 1, 2026 to January 15, 2027 at Connect for Health Colorado. Pick a plan by December 15, 2026 for coverage that starts January 1, 2027.

Can a single adult get Medicaid in Colorado in 2027?

Yes, with income up to 138% of the federal poverty level, which is $22,025 a year for one person in 2026. Starting January 1, 2027, most adults in the expansion group must also meet the federal work requirement, or show they're exempt.

Does Colorado help pay for health insurance beyond the federal tax credit?

Yes. Colorado Premium Assistance lowers premiums after the federal tax credit for incomes from 100% to 400% of the poverty line, through Connect for Health Colorado. A 2026 state law, SB 26-178, keeps it for 2027, but sources disagreed on the 2027 dollar amounts as of October 15, 2026.

Is there a penalty for not having health insurance in Colorado?

No. There's no federal penalty for going without coverage, and Colorado doesn't charge one either.

References

ACA glossary · All resources