Connecticut Obamacare 2027: Deadlines, Medicaid and Help

In Connecticut, you sign up for 2027 coverage at Access Health CT from October 23, 2026 to January 15, 2027. Pick a plan by December 15 for coverage that starts January 1. Connecticut expanded Medicaid, so adults 19 to 64 qualify with income up to 138% of the poverty line.

When is open enrollment in Connecticut for 2027?

In Connecticut, you sign up for 2027 coverage at Access Health CT, the state’s own Marketplace, not HealthCare.gov.

Date What happens
Oct. 23, 2026 2027 open enrollment starts
Dec. 15, 2026 Last day to pick a plan that starts Jan. 1, 2027
Jan. 15, 2027 Open enrollment ends

Plans picked from Dec. 16 to Jan. 15 start Feb. 1, 2027. Coverage Decider checked these dates against Access Health CT and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.

Who qualifies for Medicaid in Connecticut?

Connecticut expanded Medicaid. Adults 19 to 64 qualify with income up to 138% of the federal poverty level: $22,025 a year for one person or $45,540 for a family of four, using the 2026 guidelines.

Group Income limit, share of the poverty line (KFF, January 2026)
Adults 19 to 64 138%
Children, through Medicaid or CHIP 323%
Pregnancy 263%

Does Connecticut have Medicaid work requirements in 2027?

Yes. Starting Jan. 1, 2027, adults 19 to 64 covered through Connecticut’s Medicaid expansion must show 80 hours a month of work, school, job training or volunteering, or show they’re exempt, under the 2025 federal budget law (P.L. 119-21).

Medicaid work requirements in 2027 covers who’s exempt and how reporting works.

Does Connecticut help pay for coverage beyond the federal tax credit?

Yes, up to 175% of the poverty line. Covered CT pays the rest of the premium and the out-of-pocket costs on a silver plan for adults 19 to 64 who don’t qualify for HUSKY Health, according to Access Health CT. Connecticut hadn’t published a 2027 plan for its 2026 Temporary Premium Assistance as of Oct. 15, 2026.

What will 2027 plans cost in Connecticut?

Compare 2027 plans and prices for Connecticut at Access Health CT. Above 400% of the poverty line there’s no federal tax credit in 2027: the 2027 subsidy cliff shows where it ends for your household size.

Where can you get free help enrolling in Connecticut?

Access Health CT, like every ACA Marketplace, funds free Navigators who help Connecticut residents apply. Find one through Access Health CT.

Frequently asked questions

When is the deadline to sign up for Obamacare in Connecticut for 2027?

Open enrollment in Connecticut runs from October 23, 2026 to January 15, 2027 at Access Health CT. Pick a plan by December 15, 2026 for coverage that starts January 1, 2027.

Can a single adult get Medicaid in Connecticut in 2027?

Yes, with income up to 138% of the federal poverty level, which is $22,025 a year for one person in 2026. Starting January 1, 2027, most adults in the expansion group must also meet the federal work requirement, or show they're exempt.

Does Connecticut help pay for health insurance beyond the federal tax credit?

Yes, up to 175% of the poverty line. Covered CT pays the rest of the premium and the out-of-pocket costs on a silver plan for adults 19 to 64 who don't qualify for HUSKY Health, according to Access Health CT. Connecticut hadn't published a 2027 plan for its 2026 Temporary Premium Assistance as of October 15, 2026.

Is there a penalty for not having health insurance in Connecticut?

No. There's no federal penalty for going without coverage, and Connecticut doesn't charge one either.

References

ACA glossary · All resources