Georgia Obamacare 2027: Deadlines, Medicaid and Help

In Georgia, you sign up for 2027 coverage at Georgia Access from November 1, 2026 to January 15, 2027. Pick a plan by December 15 for coverage that starts January 1. Georgia didn't expand Medicaid, but Georgia Pathways covers adults up to 100% of the poverty line who show 80 hours a month of work or other activities.

When is open enrollment in Georgia for 2027?

In Georgia, you sign up for 2027 coverage at Georgia Access, the state’s own Marketplace, not HealthCare.gov.

Date What happens
Nov. 1, 2026 2027 open enrollment starts
Dec. 15, 2026 Last day to pick a plan that starts Jan. 1, 2027
Jan. 15, 2027 Open enrollment ends

Plans picked from Dec. 16 to Jan. 15 start Feb. 1, 2027. Coverage Decider checked these dates against Georgia Access and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.

Who qualifies for Medicaid in Georgia?

Georgia didn’t expand Medicaid. Georgia Pathways covers adults 19 to 64 up to 100% of the poverty line, $15,960 a year for one person in 2026, if they show 80 hours a month of work, school, job training or volunteering. Parents can also qualify for regular Medicaid up to 24% of the poverty line.

Group Income limit, share of the poverty line (KFF, January 2026)
Adults 19 to 64, through Pathways 100%
Parents and caretakers 24%
Children, through Medicaid or CHIP 252%
Pregnancy 225%

Does Georgia have Medicaid work requirements in 2027?

Yes. Georgia Pathways has required 80 hours a month of work or other activities since it began. CMS told Georgia to align Pathways with the federal rules by Jan. 1, 2027, and federal approval for Pathways after Dec. 31, 2026 wasn’t confirmed as of Oct. 15, 2026.

Medicaid work requirements in 2027 covers who’s exempt and how reporting works.

Is there a Medicaid coverage gap in Georgia?

Yes, for adults under 100% of the poverty line ($15,960 a year for one person in 2026) who don’t meet Georgia Pathways’ 80 hours and don’t qualify for Medicaid another way. They get no Marketplace tax credit either, because the credit starts at 100% of the poverty line.

The Medicaid coverage gap explains the options, from full-price plans to community health centers that charge by income.

What will 2027 plans cost in Georgia?

Compare 2027 plans and prices for Georgia at Georgia Access. Above 400% of the poverty line there’s no federal tax credit in 2027: the 2027 subsidy cliff shows where it ends for your household size.

Where can you get free help enrolling in Georgia?

Georgia Access, like every ACA Marketplace, funds free Navigators who help Georgia residents apply. Find one through Georgia Access.

Frequently asked questions

When is the deadline to sign up for Obamacare in Georgia for 2027?

Open enrollment in Georgia runs from November 1, 2026 to January 15, 2027 at Georgia Access. Pick a plan by December 15, 2026 for coverage that starts January 1, 2027.

Can a single adult get Medicaid in Georgia in 2027?

Only through Georgia Pathways, which covers adults up to 100% of the poverty line who show 80 hours a month of work or other activities. Federal approval for Pathways after December 31, 2026 wasn't confirmed as of October 15, 2026.

Is there a penalty for not having health insurance in Georgia?

No. There's no federal penalty for going without coverage, and Georgia doesn't charge one either.

References

ACA glossary · All resources