Idaho Obamacare 2027: Deadlines, Medicaid and Help

In Idaho, you sign up for 2027 coverage at Your Health Idaho from October 15, 2026 to December 15, 2026. Pick a plan by December 15 for coverage that starts January 1. Idaho expanded Medicaid, so adults 19 to 64 qualify with income up to 138% of the poverty line.

When is open enrollment in Idaho for 2027?

In Idaho, you sign up for 2027 coverage at Your Health Idaho, the state’s own Marketplace, not HealthCare.gov.

Date What happens
Oct. 15, 2026 2027 open enrollment starts
Dec. 15, 2026 Open enrollment ends; every plan picked starts Jan. 1, 2027

Coverage Decider checked these dates against Your Health Idaho and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.

Who qualifies for Medicaid in Idaho?

Idaho expanded Medicaid. Adults 19 to 64 qualify with income up to 138% of the federal poverty level: $22,025 a year for one person or $45,540 for a family of four, using the 2026 guidelines.

Group Income limit, share of the poverty line (KFF, January 2026)
Adults 19 to 64 138%
Children, through Medicaid or CHIP 190%
Pregnancy 138%

Does Idaho have Medicaid work requirements in 2027?

Yes. Starting Jan. 1, 2027, adults 19 to 64 covered through Idaho’s Medicaid expansion must show 80 hours a month of work, school, job training or volunteering, or show they’re exempt, under the 2025 federal budget law (P.L. 119-21).

Medicaid work requirements in 2027 covers who’s exempt and how reporting works.

What will 2027 plans cost in Idaho?

Compare 2027 plans and prices for Idaho at Your Health Idaho. Above 400% of the poverty line there’s no federal tax credit in 2027: the 2027 subsidy cliff shows where it ends for your household size.

Where can you get free help enrolling in Idaho?

Your Health Idaho, like every ACA Marketplace, funds free Navigators who help Idaho residents apply. Find one through Your Health Idaho.

Frequently asked questions

When is the deadline to sign up for Obamacare in Idaho for 2027?

Open enrollment in Idaho runs from October 15, 2026 to December 15, 2026 at Your Health Idaho. Pick a plan by December 15, 2026 for coverage that starts January 1, 2027.

Can a single adult get Medicaid in Idaho in 2027?

Yes, with income up to 138% of the federal poverty level, which is $22,025 a year for one person in 2026. Starting January 1, 2027, most adults in the expansion group must also meet the federal work requirement, or show they're exempt.

Is there a penalty for not having health insurance in Idaho?

No. There's no federal penalty for going without coverage, and Idaho doesn't charge one either.

References

ACA glossary · All resources