Mississippi Obamacare 2027: Deadlines, Medicaid and Help

In Mississippi, you sign up for 2027 coverage at HealthCare.gov from November 1, 2026 to January 15, 2027. Pick a plan by December 15 for coverage that starts January 1. Mississippi didn't expand Medicaid, so adults without children can't get Mississippi Medicaid at any income.

When is open enrollment in Mississippi for 2027?

In Mississippi, you sign up for 2027 coverage at HealthCare.gov, the federal Marketplace.

Date What happens
Nov. 1, 2026 2027 open enrollment starts
Dec. 15, 2026 Last day to pick a plan that starts Jan. 1, 2027
Jan. 15, 2027 Open enrollment ends

Plans picked from Dec. 16 to Jan. 15 start Feb. 1, 2027. Coverage Decider checked these dates against HealthCare.gov and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.

Who qualifies for Medicaid in Mississippi?

Mississippi didn’t expand Medicaid. Adults without children can’t get Mississippi Medicaid at any income unless they qualify another way, such as pregnancy or a disability. Parents and caretakers qualify only up to 21% of the poverty line, $5,737 a year for a family of three in 2026.

Group Income limit, share of the poverty line (KFF, January 2026)
Adults without children Not covered
Parents and caretakers 21%
Children, through Medicaid or CHIP 214%
Pregnancy 199%

Does Mississippi have Medicaid work requirements in 2027?

No. The 2027 federal work requirement applies to adults covered through Medicaid expansion, and Mississippi didn’t expand Medicaid, according to CMS’s December 2025 guidance.

Is there a Medicaid coverage gap in Mississippi?

Yes. In Mississippi, adults with income under 100% of the poverty line ($15,960 a year for one person in 2026) who can’t get Mississippi Medicaid get no Marketplace tax credit either, because the credit starts at 100% of the poverty line.

The Medicaid coverage gap explains the options, from full-price plans to community health centers that charge by income.

What will 2027 plans cost in Mississippi?

Coverage Decider’s calculator estimates your 2027 tax credit and ranks Mississippi’s HealthCare.gov plans by your likely yearly cost. Until CMS posts 2027 prices, it shows what you qualify for and the most you’d pay for a benchmark plan.

Where can you get free help enrolling in Mississippi?

Trained assisters and Navigators help Mississippi residents apply for free. Find one near you on HealthCare.gov’s local help page.

Frequently asked questions

When is the deadline to sign up for Obamacare in Mississippi for 2027?

Open enrollment in Mississippi runs from November 1, 2026 to January 15, 2027 at HealthCare.gov. Pick a plan by December 15, 2026 for coverage that starts January 1, 2027.

Can a single adult get Medicaid in Mississippi in 2027?

Not based on income alone. Mississippi didn't expand Medicaid, so adults without children can't get Mississippi Medicaid at any income unless they qualify another way, such as pregnancy or a disability.

Is there a penalty for not having health insurance in Mississippi?

No. There's no federal penalty for going without coverage, and Mississippi doesn't charge one either.

References

ACA glossary · All resources