When is open enrollment in New Mexico for 2027?
In New Mexico, you sign up for 2027 coverage at BeWell, the state’s own Marketplace, not HealthCare.gov.
| Date | What happens |
|---|---|
| Nov. 1, 2026 | 2027 open enrollment starts |
| Jan. 15, 2027 | Open enrollment ends |
BeWell hadn’t posted its 2027 deadline for Jan. 1 coverage as of Oct. 15, 2026. Coverage Decider checked these dates against BeWell and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.
Who qualifies for Medicaid in New Mexico?
New Mexico expanded Medicaid. Adults 19 to 64 qualify with income up to 138% of the federal poverty level: $22,025 a year for one person or $45,540 for a family of four, using the 2026 guidelines.
| Group | Income limit, share of the poverty line (KFF, January 2026) |
|---|---|
| Adults 19 to 64 | 138% |
| Children, through Medicaid or CHIP | 305% |
| Pregnancy | 255% |
- After a birth: New Mexico’s Medicaid covers 12 months of postpartum care.
- Every state’s limits: Medicaid income limits by state.
- In dollars for your household size: the 2027 federal poverty level chart.
Does New Mexico have Medicaid work requirements in 2027?
Yes. Starting Jan. 1, 2027, adults 19 to 64 covered through New Mexico’s Medicaid expansion must show 80 hours a month of work, school, job training or volunteering, or show they’re exempt, under the 2025 federal budget law (P.L. 119-21).
Medicaid work requirements in 2027 covers who’s exempt and how reporting works.
Does New Mexico help pay for coverage beyond the federal tax credit?
Yes. New Mexico’s Health Care Affordability Fund lowers premiums below the federal schedule, through BeWell. For 2027, Turquoise silver plans cover 99% of costs up to 150% of the poverty line and 95% from 150% to 200%, and a Turquoise gold plan covers 90% from 200% to 400%, according to the New Mexico Office of Superintendent of Insurance. The 2027 premium schedule wasn’t published as of Oct. 15, 2026.
What will 2027 plans cost in New Mexico?
Compare 2027 plans and prices for New Mexico at BeWell. Above 400% of the poverty line there’s no federal tax credit in 2027: the 2027 subsidy cliff shows where it ends for your household size.
Where can you get free help enrolling in New Mexico?
BeWell, like every ACA Marketplace, funds free Navigators who help New Mexico residents apply. Find one through BeWell.