When is open enrollment in New York for 2027?
In New York, you sign up for 2027 coverage at NY State of Health, the state’s own Marketplace, not HealthCare.gov.
| Date | What happens |
|---|---|
| Nov. 1, 2026 | 2027 open enrollment starts |
| Jan. 31, 2027 | Open enrollment ends |
NY State of Health hadn’t posted its 2027 deadline for Jan. 1 coverage as of Oct. 15, 2026. Coverage Decider checked these dates against NY State of Health and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.
Who qualifies for Medicaid in New York?
New York expanded Medicaid. Adults 19 to 64 qualify with income up to 138% of the federal poverty level: $22,025 a year for one person or $45,540 for a family of four, using the 2026 guidelines.
| Group | Income limit, share of the poverty line (KFF, January 2026) |
|---|---|
| Adults 19 to 64 | 138% |
| Children, through Medicaid or CHIP | 405% |
| Pregnancy | 223% |
- After a birth: New York’s Medicaid covers 12 months of postpartum care.
- Every state’s limits: Medicaid income limits by state.
- In dollars for your household size: the 2027 federal poverty level chart.
Does New York have Medicaid work requirements in 2027?
Yes. Starting Jan. 1, 2027, adults 19 to 64 covered through New York’s Medicaid expansion must show 80 hours a month of work, school, job training or volunteering, or show they’re exempt, under the 2025 federal budget law (P.L. 119-21).
Medicaid work requirements in 2027 covers who’s exempt and how reporting works.
Does New York help pay for coverage beyond the federal tax credit?
Yes. The Essential Plan, a Basic Health Program, covers adults from 138% to 200% of the poverty line with a $0 premium, through NY State of Health. The expansion that covered incomes from 200% to 250% ended July 1, 2026, when New York’s waiver ended, according to CMS.
What will 2027 plans cost in New York?
Compare 2027 plans and prices for New York at NY State of Health. Above 400% of the poverty line there’s no federal tax credit in 2027: the 2027 subsidy cliff shows where it ends for your household size.
Where can you get free help enrolling in New York?
NY State of Health, like every ACA Marketplace, funds free Navigators who help New York residents apply. Find one through NY State of Health.