Oregon Obamacare 2027: Deadlines, Medicaid and Help

In Oregon, you sign up for 2027 coverage at Explore Health from November 1, 2026 to January 15, 2027. Pick a plan by December 31 for coverage that starts January 1. Oregon expanded Medicaid, so adults 19 to 64 qualify with income up to 138% of the poverty line.

When is open enrollment in Oregon for 2027?

New for 2027: Oregon enrolls at Explore Health, the state’s own marketplace, instead of HealthCare.gov. Changes to 2026 plans still go through HealthCare.gov.

Date What happens
Nov. 1, 2026 2027 open enrollment starts
Dec. 31, 2026 Last day to pick a plan that starts Jan. 1, 2027
Jan. 15, 2027 Open enrollment ends

Coverage Decider checked these dates against Explore Health and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.

Who qualifies for Medicaid in Oregon?

Oregon expanded Medicaid. Adults 19 to 64 qualify with income up to 138% of the federal poverty level: $22,025 a year for one person or $45,540 for a family of four, using the 2026 guidelines.

Group Income limit, share of the poverty line (KFF, January 2026)
Adults 19 to 64 138%
Children, through Medicaid or CHIP 305%
Pregnancy 190%

Does Oregon have Medicaid work requirements in 2027?

Yes. Starting Jan. 1, 2027, adults 19 to 64 covered through Oregon’s Medicaid expansion must show 80 hours a month of work, school, job training or volunteering, or show they’re exempt, under the 2025 federal budget law (P.L. 119-21).

Medicaid work requirements in 2027 covers who’s exempt and how reporting works.

Does Oregon help pay for coverage beyond the federal tax credit?

Yes. OHP Bridge, a Basic Health Program, covers adults 19 to 64 from 138% to 200% of the poverty line with no premium, copays or deductibles, and you can enroll any time of year, according to the Oregon Health Authority.

What will 2027 plans cost in Oregon?

Compare 2027 plans and prices for Oregon at Explore Health. Above 400% of the poverty line there’s no federal tax credit in 2027: the 2027 subsidy cliff shows where it ends for your household size.

Where can you get free help enrolling in Oregon?

Explore Health, like every ACA Marketplace, funds free Navigators who help Oregon residents apply. Find one through Explore Health.

Frequently asked questions

When is the deadline to sign up for Obamacare in Oregon for 2027?

Open enrollment in Oregon runs from November 1, 2026 to January 15, 2027 at Explore Health. Pick a plan by December 31, 2026 for coverage that starts January 1, 2027.

Can a single adult get Medicaid in Oregon in 2027?

Yes, with income up to 138% of the federal poverty level, which is $22,025 a year for one person in 2026. Starting January 1, 2027, most adults in the expansion group must also meet the federal work requirement, or show they're exempt.

Does Oregon help pay for health insurance beyond the federal tax credit?

Yes. OHP Bridge, a Basic Health Program, covers adults 19 to 64 from 138% to 200% of the poverty line with no premium, copays or deductibles, and you can enroll any time of year, according to the Oregon Health Authority.

Is there a penalty for not having health insurance in Oregon?

No. There's no federal penalty for going without coverage, and Oregon doesn't charge one either.

References

ACA glossary · All resources