When is open enrollment in Rhode Island for 2027?
In Rhode Island, you sign up for 2027 coverage at HealthSource RI, the state’s own Marketplace, not HealthCare.gov.
| Date | What happens |
|---|---|
| Nov. 1, 2026 | 2027 open enrollment starts |
| Jan. 31, 2027 | Open enrollment ends |
HealthSource RI hadn’t posted its 2027 deadline for Jan. 1 coverage as of Oct. 15, 2026. Coverage Decider checked these dates against HealthSource RI and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.
Who qualifies for Medicaid in Rhode Island?
Rhode Island expanded Medicaid. Adults 19 to 64 qualify with income up to 138% of the federal poverty level: $22,025 a year for one person or $45,540 for a family of four, using the 2026 guidelines.
| Group | Income limit, share of the poverty line (KFF, January 2026) |
|---|---|
| Adults 19 to 64 | 138% |
| Children, through Medicaid or CHIP | 266% |
| Pregnancy | 258% |
- After a birth: Rhode Island’s Medicaid covers 12 months of postpartum care.
- Every state’s limits: Medicaid income limits by state.
- In dollars for your household size: the 2027 federal poverty level chart.
Does Rhode Island have Medicaid work requirements in 2027?
Yes. Starting Jan. 1, 2027, adults 19 to 64 covered through Rhode Island’s Medicaid expansion must show 80 hours a month of work, school, job training or volunteering, or show they’re exempt, under the 2025 federal budget law (P.L. 119-21).
Medicaid work requirements in 2027 covers who’s exempt and how reporting works.
Does Rhode Island help pay for coverage beyond the federal tax credit?
Yes, new for 2027. The Rhode Island Marketplace Affordability Program adds state help through HealthSource RI: the benchmark silver plan costs $0 up to 150% of the poverty line, and no more than 18% of income above 400%, according to HealthSource RI’s final 2027 parameters. A separate program lowers silver premiums for parents of children on Medicaid up to 175% of the poverty line.
Is there a penalty for going without health insurance in Rhode Island?
Yes. Rhode Island’s penalty for tax year 2025 was the greater of $695 per adult and $347.50 per child, up to $2,085, or 2.5% of income above the federal standard deduction, capped at the state average bronze premium, according to the Rhode Island Division of Taxation.
What will 2027 plans cost in Rhode Island?
Compare 2027 plans and prices for Rhode Island at HealthSource RI. Above 400% of the poverty line there’s no federal tax credit in 2027: the 2027 subsidy cliff shows where it ends for your household size.
Where can you get free help enrolling in Rhode Island?
HealthSource RI, like every ACA Marketplace, funds free Navigators who help Rhode Island residents apply. Find one through HealthSource RI.