When is open enrollment in Texas for 2027?
In Texas, you sign up for 2027 coverage at HealthCare.gov, the federal Marketplace.
| Date | What happens |
|---|---|
| Nov. 1, 2026 | 2027 open enrollment starts |
| Dec. 15, 2026 | Last day to pick a plan that starts Jan. 1, 2027 |
| Jan. 15, 2027 | Open enrollment ends |
Plans picked from Dec. 16 to Jan. 15 start Feb. 1, 2027. Coverage Decider checked these dates against HealthCare.gov and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.
Who qualifies for Medicaid in Texas?
Texas didn’t expand Medicaid. Adults without children can’t get Texas Medicaid at any income unless they qualify another way, such as pregnancy or a disability. Parents and caretakers qualify only up to 15% of the poverty line, $4,098 a year for a family of three in 2026.
| Group | Income limit, share of the poverty line (KFF, January 2026) |
|---|---|
| Adults without children | Not covered |
| Parents and caretakers | 15% |
| Children, through Medicaid or CHIP | 206% |
| Pregnancy | 207% |
- After a birth: Texas’ Medicaid covers 12 months of postpartum care.
- Every state’s limits: Medicaid income limits by state.
- In dollars for your household size: the 2027 federal poverty level chart.
Does Texas have Medicaid work requirements in 2027?
No. The 2027 federal work requirement applies to adults covered through Medicaid expansion, and Texas didn’t expand Medicaid, according to CMS’s December 2025 guidance.
Is there a Medicaid coverage gap in Texas?
Yes. In Texas, adults with income under 100% of the poverty line ($15,960 a year for one person in 2026) who can’t get Texas Medicaid get no Marketplace tax credit either, because the credit starts at 100% of the poverty line.
The Medicaid coverage gap explains the options, from full-price plans to community health centers that charge by income.
What will 2027 plans cost in Texas?
Coverage Decider’s calculator estimates your 2027 tax credit and ranks Texas’ HealthCare.gov plans by your likely yearly cost. Until CMS posts 2027 prices, it shows what you qualify for and the most you’d pay for a benchmark plan.
Where can you get free help enrolling in Texas?
Trained assisters and Navigators help Texas residents apply for free. Find one near you on HealthCare.gov’s local help page.