When is open enrollment in Vermont for 2027?
In Vermont, you sign up for 2027 coverage at Vermont Health Connect, the state’s own Marketplace, not HealthCare.gov.
| Date | What happens |
|---|---|
| Nov. 1, 2026 | 2027 open enrollment starts |
| Dec. 15, 2026 | Last day to pick a plan that starts Jan. 1, 2027 |
| Dec. 28, 2026 | Open enrollment ends |
Plans picked from Dec. 16 to 28 start Feb. 1, 2027. Coverage Decider checked these dates against Vermont Health Connect and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.
Who qualifies for Medicaid in Vermont?
Vermont expanded Medicaid. Adults 19 to 64 qualify with income up to 138% of the federal poverty level: $22,025 a year for one person or $45,540 for a family of four, using the 2026 guidelines.
| Group | Income limit, share of the poverty line (KFF, January 2026) |
|---|---|
| Adults 19 to 64 | 138% |
| Children, through Medicaid or CHIP | 317% |
| Pregnancy | 213% |
- After a birth: Vermont’s Medicaid covers 12 months of postpartum care.
- Every state’s limits: Medicaid income limits by state.
- In dollars for your household size: the 2027 federal poverty level chart.
Does Vermont have Medicaid work requirements in 2027?
Yes. Starting Jan. 1, 2027, adults 19 to 64 covered through Vermont’s Medicaid expansion must show 80 hours a month of work, school, job training or volunteering, or show they’re exempt, under the 2025 federal budget law (P.L. 119-21).
Medicaid work requirements in 2027 covers who’s exempt and how reporting works.
Does Vermont help pay for coverage beyond the federal tax credit?
Yes. Vermont Premium Assistance lowers premiums on top of the federal tax credit up to 300% of the poverty line, and Vermont Cost-Sharing Reduction adds silver-plan savings from 200% to 300%, through Vermont Health Connect. Vermont hadn’t published its 2027 thresholds as of Oct. 15, 2026.
Is there a penalty for going without health insurance in Vermont?
No penalty. Vermont law requires coverage but charges no penalty, and you report your coverage on your Vermont income tax return.
What will 2027 plans cost in Vermont?
Compare 2027 plans and prices for Vermont at Vermont Health Connect. Above 400% of the poverty line there’s no federal tax credit in 2027: the 2027 subsidy cliff shows where it ends for your household size.
Where can you get free help enrolling in Vermont?
Vermont Health Connect, like every ACA Marketplace, funds free Navigators who help Vermont residents apply. Find one through Vermont Health Connect.