Virginia Obamacare 2027: Deadlines, Medicaid and Help

In Virginia, you sign up for 2027 coverage at Virginia's Insurance Marketplace from November 1, 2026 to January 29, 2027. Virginia expanded Medicaid, so adults 19 to 64 qualify with income up to 138% of the poverty line. Coverage Decider checked these rules on October 15, 2026.

When is open enrollment in Virginia for 2027?

In Virginia, you sign up for 2027 coverage at Virginia’s Insurance Marketplace, the state’s own Marketplace, not HealthCare.gov.

Date What happens
Nov. 1, 2026 2027 open enrollment starts
Jan. 29, 2027 Open enrollment ends

Virginia’s Insurance Marketplace hadn’t posted its 2027 deadline for Jan. 1 coverage as of Oct. 15, 2026. Coverage Decider checked these dates against Virginia’s Insurance Marketplace and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.

Who qualifies for Medicaid in Virginia?

Virginia expanded Medicaid. Adults 19 to 64 qualify with income up to 138% of the federal poverty level: $22,025 a year for one person or $45,540 for a family of four, using the 2026 guidelines.

Group Income limit, share of the poverty line (KFF, January 2026)
Adults 19 to 64 138%
Children, through Medicaid or CHIP 205%
Pregnancy 205%

Does Virginia have Medicaid work requirements in 2027?

Yes. Starting Jan. 1, 2027, adults 19 to 64 covered through Virginia’s Medicaid expansion must show 80 hours a month of work, school, job training or volunteering, or show they’re exempt, under the 2025 federal budget law (P.L. 119-21).

Medicaid work requirements in 2027 covers who’s exempt and how reporting works.

Does Virginia help pay for coverage beyond the federal tax credit?

Yes, new for 2027. Virginia Premium Savings lowers premiums after the federal tax credit for incomes from 138% to 250% of the poverty line, on any plan except catastrophic, through Virginia’s Insurance Marketplace. The funding is first come, first served, according to the marketplace’s program FAQ.

What will 2027 plans cost in Virginia?

Compare 2027 plans and prices for Virginia at Virginia’s Insurance Marketplace. Above 400% of the poverty line there’s no federal tax credit in 2027: the 2027 subsidy cliff shows where it ends for your household size.

Where can you get free help enrolling in Virginia?

Virginia’s Insurance Marketplace, like every ACA Marketplace, funds free Navigators who help Virginia residents apply. Find one through Virginia’s Insurance Marketplace.

Frequently asked questions

When is the deadline to sign up for Obamacare in Virginia for 2027?

Open enrollment in Virginia runs from November 1, 2026 to January 29, 2027 at Virginia's Insurance Marketplace. Virginia's Insurance Marketplace hadn't posted its 2027 deadline for January 1 coverage as of October 15, 2026.

Can a single adult get Medicaid in Virginia in 2027?

Yes, with income up to 138% of the federal poverty level, which is $22,025 a year for one person in 2026. Starting January 1, 2027, most adults in the expansion group must also meet the federal work requirement, or show they're exempt.

Does Virginia help pay for health insurance beyond the federal tax credit?

Yes, new for 2027. Virginia Premium Savings lowers premiums after the federal tax credit for incomes from 138% to 250% of the poverty line, on any plan except catastrophic, through Virginia's Insurance Marketplace. The funding is first come, first served, according to the marketplace's program FAQ.

Is there a penalty for not having health insurance in Virginia?

No. There's no federal penalty for going without coverage, and Virginia doesn't charge one either.

References

ACA glossary · All resources