Washington Obamacare 2027: Deadlines, Medicaid and Help

In Washington, you sign up for 2027 coverage at Washington Healthplanfinder from November 1, 2026 to January 15, 2027. Pick a plan by December 31 for coverage that starts January 1. Washington expanded Medicaid, so adults 19 to 64 qualify with income up to 138% of the poverty line.

When is open enrollment in Washington for 2027?

In Washington, you sign up for 2027 coverage at Washington Healthplanfinder, the state’s own Marketplace, not HealthCare.gov.

Date What happens
Nov. 1, 2026 2027 open enrollment starts
Dec. 31, 2026 Last day to pick a plan that starts Jan. 1, 2027
Jan. 15, 2027 Open enrollment ends

Coverage Decider checked these dates against Washington Healthplanfinder and CMS on Oct. 15, 2026. 2027 open enrollment dates lists every state’s deadlines.

Who qualifies for Medicaid in Washington?

Washington expanded Medicaid. Adults 19 to 64 qualify with income up to 138% of the federal poverty level: $22,025 a year for one person or $45,540 for a family of four, using the 2026 guidelines.

Group Income limit, share of the poverty line (KFF, January 2026)
Adults 19 to 64 138%
Children, through Medicaid or CHIP 317%
Pregnancy 215%

Does Washington have Medicaid work requirements in 2027?

Yes. Starting Jan. 1, 2027, adults 19 to 64 covered through Washington’s Medicaid expansion must show 80 hours a month of work, school, job training or volunteering, or show they’re exempt, under the 2025 federal budget law (P.L. 119-21).

Medicaid work requirements in 2027 covers who’s exempt and how reporting works.

Does Washington help pay for coverage beyond the federal tax credit?

Yes. Cascade Care Savings gives a monthly state credit on Cascade silver and gold plans for incomes up to 250% of the poverty line, through Washington Healthplanfinder. For 2027, healthinsurance.org reports up to $35 a person a month up to 200%, $20 from 200% to 250%, and $185 for people who can’t get the federal credit.

What will 2027 plans cost in Washington?

Compare 2027 plans and prices for Washington at Washington Healthplanfinder. Above 400% of the poverty line there’s no federal tax credit in 2027: the 2027 subsidy cliff shows where it ends for your household size.

Where can you get free help enrolling in Washington?

Washington Healthplanfinder, like every ACA Marketplace, funds free Navigators who help Washington residents apply. Find one through Washington Healthplanfinder.

Frequently asked questions

When is the deadline to sign up for Obamacare in Washington for 2027?

Open enrollment in Washington runs from November 1, 2026 to January 15, 2027 at Washington Healthplanfinder. Pick a plan by December 31, 2026 for coverage that starts January 1, 2027.

Can a single adult get Medicaid in Washington in 2027?

Yes, with income up to 138% of the federal poverty level, which is $22,025 a year for one person in 2026. Starting January 1, 2027, most adults in the expansion group must also meet the federal work requirement, or show they're exempt.

Does Washington help pay for health insurance beyond the federal tax credit?

Yes. Cascade Care Savings gives a monthly state credit on Cascade silver and gold plans for incomes up to 250% of the poverty line, through Washington Healthplanfinder. For 2027, healthinsurance.org reports up to $35 a person a month up to 200%, $20 from 200% to 250%, and $185 for people who can't get the federal credit.

Is there a penalty for not having health insurance in Washington?

No. There's no federal penalty for going without coverage, and Washington doesn't charge one either.

References

ACA glossary · All resources